Do I Qualify?
We welcome homeowners, council tenants, private tenants, housing association tenants or people living...
We welcome homeowners, council tenants, private tenants, housing association tenants or people living with parents. We help people with good or bad credit history.
These are our minimum requirements:
- You must have a valid bank account that will accept direct debits. This includes basic bank accounts that do not come with an overdraft or debit card.
- You must be at over 18 years of age.
- You must be a resident and be eligible to work in the United Kingdom (England, Scotland, Wales or Northern Ireland).
- You must be employed and receive a regular salary.
- You must have your salary paid directly into your bank account.
- Lastly, you must have a minimum take home pay of £750 per month.
You can read more about our process in the Terms and Conditions page.
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Quickapplication payday loans. There's no paperwork, no phone calls and no awkward questions... Just a simple application form and an instant decision. Whether you’re avoiding those sneaky bank or credit card charges, paying unexpected bills or treating yourself, we provide instant cash within 1 hour. In the vast majority of cases it only takes a few minutes to approve an application including signing for it. However, in some cases it may be necessary for you to provide additional information but even when this happens it still should be taken care of in under 25 minutes.
If you are 18 or over, in full time employment earning £750 per month or more, you are likely to be eligible. You will need a bank account that accepts direct debits and we are required to prove your identity.As a responsible lender we are required to verify that you are who you say you are. That you are in full time employment and can afford to repay the loan. That it is your account we are putting the money into.
Bad Credit history? No Problem! We are not basing our decision to lend to you over the long term (12months or more) therefore we are only interested in your present circumstances. It is not always necessary to have a debit card attached to your bank account, please ask us for more details.
To apply, simply complete our quick and easy online form. If you are approved you may be asked a few quick questions by one of our trained operatives and then sign your loan agreement. That's it, we take care of the rest. We will transfer the funds straight away; if it's before 3pm en you will have your funds today. If not, then they will be in your account on the very next working day.
*1737%APR Representative
Representative Loan Example: Borrow £300 for 30 days, Amount payable - £375, Interest - £75, Interest rate (pa) - 1737% (variable)